Office Joy

A weekly strip about ordinary money mistakes. The man wears an open collar and a tie knotted at the neck.

This week

Joy treats a fixed deposit as fully safe. Inflation still reduces what the maturity amount buys. A SIP does not promise a rate. It buys units.

One box, two jobs, several charges.

Prepay the loan or add to the SIP. Compare both after tax.

US yields move. Joy still invests on salary day.